How To Request IRS Tax Transcripts

How To Request IRS Tax Transcripts

If you filed tax returns, you can request your tax transcripts from the IRS. A tax transcript contains all the crucial details from your previous tax returns. Often, your tax transcripts are proof of income when applying for a mortgage, auto loan, or student loan.

Also, if you owe the IRS, your tax transcript will show if the IRS has issued a Final Notice of Intent to Levy to seize your property or levy your income to settle your tax debt.

What Is the Get Transcript Service by the IRS?

The Get Transcript Service is a service offered by the IRS for individual taxpayers who want to retrieve their tax transcripts for their own purposes.

What Are the Different IRS Tax Transcript Types for Tax Return Transcripts?

The following are the different types of tax transcripts that you can access with the IRS Get Transcript Service:

Tax Return Transcript

The Tax Return Transcript contains several important items, such as your adjusted gross income (AGI) from your 1040 tax return as well as other relevant tax return forms and corresponding tax related schedules. However, this transcript doesn’t capture any changes made after the tax return was originally filed. Notably, the Tax Return Transcript can only be accessed for the ongoing tax year and tax returns prepared during the preceding three years. Mortgage and student loan lenders typically require a Tax Return Transcript from applicants.

Tax Account Transcript

The Tax Account Transcript includes a taxpayer’s primary information such as type of return, marital status, taxable income, adjusted gross income, and all the payment types. It also indicates any changes made after filing the original tax return. A Tax Account Transcript is always available for the ongoing tax year and ten years prior using Get
Transcript Online or IRS Form 4506-T.

It is important to note that when you are using Get Transcript by mail or phone, you will be limited to the current tax year and the returns that were prepared during the previous 36 months.

Record of Account Transcript

The Record of Account Transcript combines the Tax Account Transcript and Tax Return Transcript into a single tax transcript. A Record of Account Transcript is usually available for tax returns from the current tax year and three years prior using Form 4506-T or Get Transcript Online.

Wage and Income Transcript

The Wage and Income Transcript provides income related information from such as W-2 forms, 1099 forms, 5498 forms, 1098 forms, and FIRA contributions. With the Wage and Income Transcript, you may not see complete current tax year information until July of the current year. The Wage and Income Transcript is available for a maximum of 10 previous tax years when you are accessing via Get Transcript Online or Form 4506-T.

Verification of Non-Filing Letter

The Verification of Non-Filing Letter offers evidence that the IRS doesn’t have any record of a 1040 tax return having been filed for the specific tax year requested. The letter is available after June 15th for the current year. However, you can also access it for the preceding three tax years with Get Transcript Online or IRS Form 4506-T. If you need a Verification of Non-Filing Letter for tax years beyond the prior three years, you must use Form 4506-T.

How Do I Get My Tax Transcripts Online?

Once you complete the IRS registration successfully, the IRS will give you an option to “continue” and use Get Transcript Online. You will answer simple questions as to why you need the tax transcript so the IRS can instantly determine the type of tax transcript ideal for your tax needs.

If the IRS doesn’t list the tax transcript and tax year that you need on Get Transcript Online, you will have to use Form 4506-T instead.

When Are Tax Transcripts Available Online?

If you filed your tax returns electronically, the tax transcript will be viewable online after 2 to 4 weeks. If you mailed your tax returns, it will be up to six weeks before the tax transcript becomes available online. If you owe IRS any tax debt, your tax transcripts won’t be available online until May 15th or the week after you settle your full tax debt.

How Can I Request Older Tax Transcripts That Aren’t Available Online?

Tax return transcripts and record of account transcripts are available for the current tax year and previous three tax years if you use Get Transcript Online. If you cannot view or print old transcripts online, you may need to request your tax transcripts by mail or submit IRS Form 4506-T.

How Do I Get My Tax Transcripts by Mail?

If you want to get your tax transcripts by mail, you need to provide the IRS with your personal information, including your SSN or Individual Tax Identification Number (ITIN), birthdate, and mailing address from your most recent tax return. The transcripts will be delivered within 5 to 10 calendar days to the mailing address you provided.

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