Many taxpayers are behind on filing their tax returns - so you're not alone. If that's you, select No. If you've filed ALL of your Federal tax returns with the IRS, select Yes.

We know that sounds scary - don't worry! If you've received one (or more) of these, choose Yes. If not, No.

If the IRS is currently levying your wages or your bank account (or both!), select Yes. Otherwise, choose No.

So what do we mean by a "hardship"? Well, if this levy is causing you a hardship where you're having trouble paying for your BASIC monthly expenses, select Yes.

Remember, there's no wrong answer. We're trying to get a sense for what you think you might owe. If you don't know, just let us know you have no idea above.

The most common answer here is Yes. An income tax liability is basically the tax debt from your tax return (IRS Form 1040) that's due every April 15th. If you're not sure, that's OK too.

Basically, have you had payroll taxes assessed against your social security number. If so, select Yes.

The key is to get started. We love seeing that you're on your way to doing that. Hit GO when you're done.